Top Gear Gold Mine Race: Part 2

The second part of the Top Gear Gold Mine Race is now here - enjoy!




Don't forget - you can still get my guide for 26% off using the coupon code BOOKREALANN!

Nadav

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No Surprise - New Drivers are Risky

Sometimes to hear the obvious you need a multi-million dollar company. For example, Admiral. They examined about one million insurance quotes (I take my words back, they're probably a billion dollar company) and discovered that new drivers in their first year of driving are the most risky drivers.

Another result that should give them the Captain Obvious award is that young men are more likely to have a conviction in their first year. Big surprise. That's why they pay higher rates on insurance across the world.

If you're a new driver - drive more safely. Help lower the statistics. I'm really tired of hearing this.

Nadav

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Lower Insurance Rates for Teens

Since teenagers are usually more risky drivers, their insurance premiums are much higher. Here is an article by Nelson McWilliams who tries to explain how to lower that quote.

Learn How Teenagers Can Get Affordable Automobile Insurance

Many parents shudder at the thought of their teenagers reaching the age where they will be able to become legal drivers. Even the most responsible teenager can be expensive to insure for automobile insurance. Insurance companies almost always charge a much higher auto insurance liability rate for teenage drivers than they do for older adults who have a safe and proven driving record. This is because the teenager has yet to prove himself or herself as a safe and responsible driver. For the first two or three years of having their driver's license, teens may be subject to extremely high insurance rates through their parents' auto insurance policy.

Every household differs in how parents require teenagers to be responsible. Some households have teenagers work part time or full time jobs to help pay their auto insurance premiums. Other parents find it necessary to have their teenagers not work and focus solely on sports and academics and other common extracurricular activities that can promote positive and well-rounded social and academic development in a student.

If the teen pays for the auto insurance or if the parent pays for the auto insurance, the rate still stays the same. If the parents pay for it, this is a bill that can add another expense to yet a potentially already strict budget. There are steps that teens can take to lower their insurance premiums to make insurance more affordable for them and for their parents. Teens who take driver's education courses in high school will be viewed more favorably by insurance companies compared to teens who have not taken the course. Taking a driver's education course demonstrates that the teen not only takes driving seriously, but that he or she has passed a course on safe and responsible driving by a certified driver's education teacher.

The driver's education course is one thing that a teenager can do to lower his or her insurance. When a student volunteers in the community, makes good grades, and has a record of being an upstanding citizen, he or she will stand a good chance of getting reduced rates on auto insurance. Many insurance companies will reward students who make an extra effort to be responsible and upstanding. Insurance companies also see teens that do these things as a lower risk driver than teenagers who do not get good grades and who have no participation in community events.

Getting a teenager a sports car or a high end powerful or luxury vehicle will also dramatically increase the automobile insurance the teen is able to get. Some insurance companies will refuse to insure teenage drivers on high end sports cars out right. Other insurance companies will charge a significant amount of money for a teen to be insured in even a newer automobile. Studies have found that reliable, medium grade quality sedans are the most affordable vehicles for teenage drivers to be insured for. These vehicles are typically safer and have less speed capabilities than other higher end models.

Find the most competitive online insurance quotes at http://www.youronlineinsuranceagent.com/

Source: EzineArticles.com.

Thank you Nelson, that really helped many people!
Nadav

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Clean and Polish Your Headlights

Keeping your car's headlights clean is important for both visibility and vision. Here is a video showing how to do it properly.




I hope this helps you,
Nadav

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The Three Lanes

Finally, after years of suffering heavy traffic, the third lane in the freeway near my house was extended. Until not long ago, traffic always stopped near the interchange where the three lanes merged into two. Now traffic keeps flowing much, much further.

The three lanes are not extended until the next interchange, but the merging point is close enough to the next interchange, so the traffic jam is much shorter.

I'm going to try this new road in the morning of next Sunday. I'll let you know how it goes.

Have a great weekend,
Nadav

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Teach Your Teen - A Parents' Guide

People don't learn how to drive by themselves. They need guidance, and in many places it's you, the parents, who need to teach. Here is an article that can help you do it better.

How to Teach Student Drivers - 9 Tips for Parents

Are you trying to help your teen learn how to drive? There are many things that parents can do to help their kids prepare for their driving test. The important thing is that you teach your teen how to be responsible behind the wheel. One way you can do this is by having him or her watch you as you drive. Be a good role model when you are behind the wheel yourself.

Here are some more tips on teaching student drivers and preparing them for their driving test:

1. This can be a bonding opportunity. If there are any family problems, leave them at home. If your teen makes a mistake, don't get angry. Provide constructive criticism. Don't nag or yell.

2. Make sure your teen doesn't pick up on your own bad driving habits. If you have any, try to avoid making them. Even the most experienced adult drivers have some unsafe driving habits, such as rolling through stop signs and going over the speed limit.

3. Begin the driving lessons in an empty parking lot. Progress to old country roads and quiet neighborhoods. Stay in low-risk environments and slowly move on to driving routes. Find out where the testing routes are located and let your child practice on them. You can find maps of the testing routes online.

4. You and your teen both should understand the laws regarding young drivers. Your child must have his or her learner's permit in order to practice driving. In most places, they are not allowed to practice driving between midnight and 6 am.

5. Be calm and patient. If you get nervous or anxious easily, have somebody else go with your teen. That person should be a responsible adult with a clean driving record. You should be able to trust that this person will provide your child with clear instructions.

6. Don't just offer constructive criticism when your teen makes mistakes. Give compliments and positive remarks when they are due. This will instill confidence to your child.

7. If your teen gets nervous, you can help him or her steer with your left hand. You can also help steer the wheel when he/she is practicing parking. Once he/she gets comfortable, let go of the wheel.

8. Don't forget to adjust the mirror on your sun visor so that you can use it as your own rearview mirror. Properly adjust it to eliminate sun glare and blind spots. Use the outside mirror as well.

9. Communication is essential. Be prepared to offer clear, concise instructions. Direct to the student driver where to go and then state the action to take.

If you follow these tips, you should be able to teach your child how to drive safely!

You can learn many other tips by checking out online driving guides. There are online resources to help student drivers and their parents both. You can help your teen prepare for the written test and road exam by using online resources.

Getting your driver's license is not that hard. If you would like to pass your driving test without trying so hard, you should get yourself this amazing driving test guide.

I hope this guide helped you,
Nadav

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First Time Driving: Cheyenne

Today's first time driver is Cheyenne, who is a bit shy. We can't hear her voice in the video, but rather hear a very loud song. We can still see how she drives, which is pretty good.




This video is from February 21, so Cheyenne still has a very long time until she gets her license.

Good luck!
Nadav

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