Monday, March 7, 2011

How to Achieve Cheap Auto Insurance

Like I write here every Monday, auto insurance is a big expense for most car owners, but it can be reduced. Here is an article by Henry Chukwueke that will explain how to cut this cost and get a cheap insurance.

Cost Savings Measures Towards Cheap Auto Insurance

Auto insurance has become necessary because, it is now mandatory in almost all the states in America. With the ever increasing personal and family responsibilities, auto drivers are faced with a decision of, how to get the best policy that fits them, and to cut cost on their car insurance without cutting corners.

There are several tried and true ways, that car owners can reduce monthly premium checks.

One of them is consolidating your insurance purchase. Consolidating insurance is when you buy two or more insurance needs from one source. Buying your home, car, health or life insurance from one provider often qualifies you for a discount.

Another factor is comparing quotes of two or more insurance providers, and choosing the best deal that fits into your pocket. That's the power of choice.

Some other factors considered are your

Sex-females are likely high risk compared to men.

Age-younger people are high risk compared to older people.

Marital status-unmarried people are likely high risk than the married people.

Mileage-the distance covers by your car daily can influence the premium upward.
One's psychological and mental well being, can influence premium

How safe the route a car plies, can be another factor of upward or downward premium. Areas associated with high rate of theft and vandalism will influence the premium upward.

One's driving, or credit record can also influence the premium. A driver who has high rate of negative driving, or credit record is likely to pay more than the person with positives in these area.

All these are likely factors that will help you take a decision.

Therefore, before you renew or purchase new auto insurance, use a reliable website to compare quotes. It's free, fast and easy.

Henry Chukwueke is a mechanical engineer, content writer and publisher on Auto insurance, Auto Security and other Auto related topics. To know more visit - http://www.easybuyautoinsurance.com/ or http://www.autoinsurance-guru.blogspot.com/


Source: EzineArticles.com.

Thank you Henry! That was very useful.

Nadav

nadavs

2 comments:

Car Insurance Orange County said...

I’m so glad we got an auto insurance policy. Thanks for this informative post from you. Can you help me on How to get cheap auto insurance policy for my teen?

business insurance quote said...

Awesome post. The measure that you have suggested are absolutely worthy to follow. They not only help one to save lot of money but also help out in making a policy that will not only covers all the needed requirements but also in lesser price.