Cheapest Cars to Insure

Insurance prices vary widely. One of the major factors in the price is the car itself. Here is an article by Jeffrey Wells about the cheapest cars to insure.

Top 10 Cheapest Cars To Insure In California For 2011

When an individual is looking for a car to buy in California, it can be tempting to only decide based only on how much the car costs. There are other costs associated with owning a car too, the chief one of which is car insurance. Since high car insurance rates can derail any savings realized by lower monthly car payments, it is important to consider any car's typical costs of insurance before buying it. Some cars prove to be among the cheapest to insure in California. This is based on a variety of factors.

A person's driving record is only the beginning point in deciding how much a particular car's insurance will turn out to be. Every company's rates and the ways that they determine them will vary. Still, a factor that will definitely turn out to be important in the rate game is what kind of car one is driving.

A good thing to consider in looking for the cheapest cars to insure in California is how does the particular vehicle do in the categories of safety features that are included, crash test results, and rates of theft. Cars that come with extra safety features and anti theft devices, that do well in their respective crash test results, and that are not stolen so often will usually be less expensive for an individual to get insured. It makes sense that cars that thieves like, that stand out, and that perform poorly in crash tests will cost significantly more to have insured.

The safest way to determine how much a car will cost the person to insure is to get auto insurance sample rate quotes from well regarded Internet sites. There are a number of these out there such as Kanetix that will provide accurate estimates on the amount in premiums that an individual will likely have to give. Using only the year, make, and model of the vehicle will be sufficient to obtain good working estimates of rates. With an exact car's Vehicle Identification Number, the results will be more exact.

There are three questions that a person can ask to figure out what the rates will be like otherwise. Is the car a sports car that provides incredible performance and great engine power? This will scare insurers into higher rates since they know that drivers will be tempted to take it for joyrides and that any necessary repairs will be expense. Next, how large is the vehicle? While the bigger size of an SUV may give it greater safety ratings, it will also require higher liability coverage since such vehicles create a greater amount of damage in accidents than do smaller cars. Finally, is the car family friendly? Insurers believe that family sedans, minivans, and other family vehicles are less likely to be driven recklessly since they are carrying precious children and family members. These prove to be the least expensive cars to insure and drive because of this.

With that in mind, here are the ten cheapest cars to insure in California:

10. Oldsmobile Bravada
9. Jeep Wrangler
8. Saturn Vue
7. Chevrolet Astro
6. Chevrolet Venture
5. Saturn L Series Wagon
4. Chrysler PT Cruiser
3. Saturn L Series Sedan
2. Pontiac Montana
1. Oldsmobile Silhouette

Getting California Car Insurance can be a difficult process. That is why if you want to speed things up, you should get a variety of quotes from the top leading websites. If you want to save both your time and money, you should consider using Kanetix to find California auto insurance.

Source: EzineArticles.com.

Thank you Jeffery!

Nadav

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