California is one of the most expensive states in the US, and one way to deal with that is to find good deals on the essentials, such as car insurance. Here is an article by Clyde S Scott about this issue.
Get the Best Auto Insurance Quotes in California
If you are a resident of California, you cannot drive a vehicle without appropriate auto insurance coverage. To get competitive insurance quotes, California residents can take the help of reliable portals that connect people searching for car insurance with insurance providers.
Auto Insurance Requirements in California
As long as you can show proof of your ability to take financial responsibility for damages that occur in the event of an accident you are not required to maintain an automobile insurance policy in California. However, when you consider the stringent compensation policy of the state, you cannot avoid buying an insurance policy for meeting the minimum liability coverage. Failure to maintain a car insurance policy leads to suspension of vehicle registration. Moreover, you will be fined, your vehicle will be impounded or you will be given a traffic ticket if you fail to provide proof of your financial responsibility while driving.
Hence, while purchasing a vehicle insurance policy, you should take into account, the minimum liability coverage required in the state. According to the California insurance laws, the minimum liability coverage for injury or death is $15,000 per person and $30,000 when more than one person is involved in the accident. In case of damage to property, the minimum liability coverage is $5,000. In California, teenagers, not less than 15 ½ years can drive a vehicle. The same stringent driving law also applies to teenagers. Therefore, before allowing your teen to drive a car, remember to add the teenaged driver to your current vehicle insurance policy.
How to Choose an Auto Insurance Policy
Deductible
The goal of every insurance policy buyer is to get a best value for money deal. The premium of an auto policy depends on the insurance deductible. Policies with higher deductibles attract lower premium and vice versa. If you are a seasoned driver or if you drive occasionally, you can go for higher deductibles. However, high risk drivers, teen drivers and people driving a leased vehicle should not opt for high deductibles.
Limit
The minimum liability requirement meets only a fraction of your total damage cost. Therefore, you must purchase more liability insurance that covers a significant amount of repair expenses and medical costs in the event of a serious automobile accident.
Auto Insurance Quotes
As every auto insurance provider follows different formulae for calculating premiums and driver risk, the insurance premiums vary significantly. Hence, remember to compare auto quotes obtained from different auto insurance companies before selecting an appropriate policy.
We are providing free insurance quotes online online and connect you with the insurance company that suits you. Visit us to know insurance rates comparison from local insurance agents.
Auto Insurance Requirements in California
As long as you can show proof of your ability to take financial responsibility for damages that occur in the event of an accident you are not required to maintain an automobile insurance policy in California. However, when you consider the stringent compensation policy of the state, you cannot avoid buying an insurance policy for meeting the minimum liability coverage. Failure to maintain a car insurance policy leads to suspension of vehicle registration. Moreover, you will be fined, your vehicle will be impounded or you will be given a traffic ticket if you fail to provide proof of your financial responsibility while driving.
Hence, while purchasing a vehicle insurance policy, you should take into account, the minimum liability coverage required in the state. According to the California insurance laws, the minimum liability coverage for injury or death is $15,000 per person and $30,000 when more than one person is involved in the accident. In case of damage to property, the minimum liability coverage is $5,000. In California, teenagers, not less than 15 ½ years can drive a vehicle. The same stringent driving law also applies to teenagers. Therefore, before allowing your teen to drive a car, remember to add the teenaged driver to your current vehicle insurance policy.
How to Choose an Auto Insurance Policy
Deductible
The goal of every insurance policy buyer is to get a best value for money deal. The premium of an auto policy depends on the insurance deductible. Policies with higher deductibles attract lower premium and vice versa. If you are a seasoned driver or if you drive occasionally, you can go for higher deductibles. However, high risk drivers, teen drivers and people driving a leased vehicle should not opt for high deductibles.
Limit
The minimum liability requirement meets only a fraction of your total damage cost. Therefore, you must purchase more liability insurance that covers a significant amount of repair expenses and medical costs in the event of a serious automobile accident.
Auto Insurance Quotes
As every auto insurance provider follows different formulae for calculating premiums and driver risk, the insurance premiums vary significantly. Hence, remember to compare auto quotes obtained from different auto insurance companies before selecting an appropriate policy.
We are providing free insurance quotes online online and connect you with the insurance company that suits you. Visit us to know insurance rates comparison from local insurance agents.
Source: EzineArticles.com.
Thank you Clyde! That was a very informative article.
Nadav
nadavs
No comments:
Post a Comment