Friday, April 5, 2013

The Importance of Travel Insurance

Insurance is not only about cars. Traveling without insurance can be costly as well. Here is an article I wrote about this issue.


Approximately 25% of travelers travel without any insurance.  If you belong to that percentage group, then you're placing yourself in a lot of danger. Furthermore, if you travel with your family, then you're putting THEM in danger!  You may not think you travel enough to invest in insurance, but you couldn't be more wrong.  You need to compare travel insurance policies right now, especially if you're working on plans for an upcoming trip.

Sure, odds are, your trip will go smoothly, but you still should never take any chances.  You need to ask yourself "What IF".  What IF your plane really does crash?  What IF you become ill?  What IF there's a natural disaster and you need to be evacuated?  What IF somebody robs you and takes off with all your money and you're left stranded?  All of problems caused by these scenarios can be lessened a great deal if you take the time to compare travel insurance companies.

No two travel insurance plans are alike, therefore you need to research, study, and compare them as carefully as you can.  As you compare travel insurance plans, you need to pay close attention as to what each can give you.  Different policies offer different coverage types.  Obviously, you need to choose coverage types that will go hand in hand with all your vacation plans.

As you request quotes and compare travel insurance policies, make sure you are upfront with them about the following: any pre-existing medical conditions you (or anyone else on your policy) may have, any criminal convictions, such as fraud, within the last five years, and whether or not you plan on doing any cruising. Some policies will cover cruises and others will not. The more honest you are as you read quotes and compare travel insurance policies, the better the policy you will end up with.

Make sure you know and understand everything that you're reading as you compare travel insurance policies. The purpose of getting travel insurance is to protect you when you're on vacation, so you need to choose one that offers the best coverage for your own personal needs.

I hope this article helped you,
Nadav

nadavs

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